draft

backend/configs/config.yaml

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+server:
+  port: 8080
+  read_timeout: 30s
+  write_timeout: 30s
+
+database:
+  dsn: "${DB_DSN}"
+  max_open_conns: 50
+  max_idle_conns: 10
+  conn_max_lifetime: 1h
+
+redis:
+  addr: "${REDIS_ADDR}"
+  password: "${REDIS_PASS}"
+  db: 0
+  pool_size: 20
+
+security:
+  field_encrypt_key: "${FIELD_ENCRYPT_KEY}"
+  app_secret_salt: "${APP_SECRET_SALT}"
+
+notify:
+  poller_interval: 5s
+  poller_batch: 100
+  http_timeout: 10s
+
+reconciliation:
+  cron: "0 2 * * *"
+  bill_retry_times: 3
+
+merchant:
+  status_check_cron: "0 9 * * *"
+
+log:
+  level: "info"
+  format: "json"
+
+channels:
+  heepay:
+    pay_url: "https://openapi.heepay.com/gateway"
+    merchant_url: "https://openapi.heepay.com/v1/customer/gateway"